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Personal Loans

There are plenty of good reasons to borrow money. But when it comes to applying for a loan, there's a big difference in how you are treated. Does your loan officer have the authority to approve your loan or is the application sent out of state for approval?

Personal loans are a great option when you could use money for a one-time need or want. From a used car purchase to unexpected expenses, we can help you get the funds you need with terms and payments you will love.

You can count on FST for a variety of loans with flexible terms and competitive rates. With years of local banking experience, FST can make getting the money you need easy and convenient.

Home Buying

At no extra cost, you may have instant access to your funds—up to $500—of the checks you've deposited. Plus, All Day Deposit is also available.

  • Borrow up to 90% of your home's value
  • Choice of fixed or variable rates
  • Interest paid potentially tax-deductible
  • Easy application and approval process
  • Home refinancing

Auto Loans

You can choose your car. Why not your loan? Buying or refinancing, we’ll make your decisions easier.

  • Buy from a Dealer
  • Buy from a Private Party
  • Buy Out a Lease
  • Easy application and approval process
  • auto refinancing
Whether you need money for home improvements, debt consolidation, tuition, that special vacation or any major purchase, we are here to help. With competitive rates on personal loans, including recreational vehicle and auto loans, we will work to find a solution that is right for you.

We're here for you — online, by phone, or in a branch.

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We’re bringing care to banking. You’ll see it in our teammates, products, goals—and even in our origin story. It’s fundamental to who we are, and where we’re going.